News & Events

KingSub duoPass(TM), Taisys’ unique dual card mobile NFC solution, made its first debut in CommAsia2007. This solution provides a breakthrough in mobile payment technologies. It renders a completely new platform to resolve the security issue as well as the payment control dispute among parties in the mobile payment value chain. As the solution supports most existing mobile handsets in the global market, it will no doubt bring NFC applications into a new era.

Contactless payment is nowadays commonly accepted by most financial service providers and transportation operators due to the nature of fast transaction and usage convenience. The synergy to combine the mobile phone and contactless payment is very obvious and attractive. However, from “Remote” to “Near Field” mobile commerce, the mobile operators are troubled with finding a suitable device solution and hassles of integrating with the “3rd parties” i.e. the business partners who control the financial/payment systems. Standardization of the technologies is likely the most critical issue that needs to be resolved among related ecosystem players, including financial institutions, mobile operators, handset manufacturers, transportation operators and so on. Obviously, different business interests derived from various technologies would further complicate the new standardization process since each party involved has its own agenda to gain control over the payment methods.

Various solutions have been brought to the market, including NFC handset based solutions, as well as SIM based Combi SIM solutions. While these solutions can only resolve some of the problems of contactless payment, other problems remain intact. NFC handset solution requires users to bear high costs as users need to change handsets. Moreover, the fact that the NFC chip inside the handset cannot be controlled by the mobile operators, is an added disadvantage for them. Combi SIM solution, on the other hand, has fully taken into account the roles that operators play in this value chain by offering SIM, the only device that operators can fully control. It combines Near Field Function into the SIM. Combi SIM is a low cost solution as there is no need for mobile users to change phones. However, Combi SIM is still coping with difficulties on compatibility with different standardizations as well as how to include the existing security algorithms that financial service providers are adopting today.

While market analysts keep postponing the projected implementation timeline of a truly feasible technology for near field mobile payment, the mobile operators are eagerly looking forward to a solution which can integrate the current underlying infrastructure and accommodate the existing security policies of financial partners.

Based on unique  technologies, Taisys has developed an innovative  iPass solution that can best resolve all the difficulties in this application.  iPass equips near field RF capability with most mobile phones by accommodating a legacy dual interface smart card (the ) issued by the financial partner, together with a  iPass issued by the mobile operator which takes overall control of the communication network access and hence the mobile payment business flow. By having this bank-issued security token inside the phone, the credibility of mobile commerce applications may become even stronger. Moreover,  iPass offers Over-The-Air capabilities to perform remote  application updates such as service download, mobile ticketing, e-purse top-up, coupon download, etc. thus enforcing operator’s privileges over proximity application management.

Due to the unique dual card mode,  iPass is very compatible with industry specifications such as ISO14443 type A/B, FeliCa, etc., which can broaden potential opportunities for the operators to develop business over mobile commerce. With sound product design and state-of-the-art manufacturing technologies, TAISYS  iPass series is now poised for fulfilling mobile operators’ aspiration to deploy contactless services!